Commercial finance refers to funding solutions designed specifically for businesses and property investors. It provides access to capital for purchasing, refinancing, or developing commercial properties, as well as supporting business growth and cash flow.

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Commercial mortgages and loans are available for a wide range of property types, including:

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• Offices and retail units

• Warehouses and industrial sites

• Hotels, serviced apartments, and leisure facilities

• Mixed-use developments

• Large residential blocks (investment properties)

Accessing the right commercial finance solution can help you:

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• Acquire new premises – purchase property for your business or as an investment.

• Refinance existing property – secure better terms or release equity for growth.

• Fund property development – from ground-up construction to major refurbishments.

• Support business cash flow – access working capital to invest in staff, stock, or expansion.

• Consolidate debt – restructure borrowing to improve efficiency and reduce costs.

Loan amounts vary depending on the type of property, the business profile, and the lender’s criteria. Typically, commercial finance can range from £100,000 to multi-million-pound facilities. Loan-to-Value (LTV) ratios are often between 60% and 75%, though higher leverage may be possible with specialist lenders.

Yes. Whether you are a first-time investor, an established business, or have non-standard circumstances (such as complex income, overseas structures, or credit challenges), our brokers can help. We work closely with a panel of mainstream and specialist lenders to source the most competitive solution tailored to your needs.

Navigating commercial finance can be complex, with terms and rates varying widely between lenders. At Maidwell Group, our expertise and strong lender relationships enable us to secure the right funding quickly and efficiently. Whether you are financing a single unit or building a multi-property portfolio.